
by Calculated Risk on 10/29/2025 10:50:00 AM
Today, in the Calculated Risk Real Estate Newsletter: Fannie and Freddie: Single Family Delinquency Rate Increased in September
Excerpt:
Multi-Family Delinquency Rate Highest Since Housing Bust (ex-pandemic)
Freddie Mac reported that the Single-Family serious delinquency rate in September was 0.57%, up from 0.56% August. Freddie’s rate is up year-over-year from 0.54% in September 2024, however, this is below the pre-pandemic level of 0.60%.
Freddie’s serious delinquency rate peaked in February 2010 at 4.20% following the housing bubble and peaked at 3.17% in August 2020 during the pandemic.
Fannie Mae reported that the Single-Family serious delinquency rate in September was 0.54%, up from 0.53% in August. The serious delinquency rate is up year-over-year from 0.52% in September 2024, however, this is below the pre-pandemic lows of 0.65%.
The Fannie Mae serious delinquency rate peaked in February 2010 at 5.59% following the housing bubble and peaked at 3.32% in August 2020 during the pandemic./blockquote>
There is much more in the article.
Fannie Mae reported that the Single-Family serious delinquency rate in September was 0.54%, up from 0.53% in August. The serious delinquency rate is up year-over-year from 0.52% in September 2024, however, this is below the pre-pandemic lows of 0.65%.
